Since all the furor over Obamacare seems to have settled to a dull
rumble, now may be a good time to raise the issue here. Affordable health care has very much been a
part of my life for the past few years, between Bunny’s cancer and the
treatments and my cervical spine fusion back in 2010.
For years, we had insurance coverage through Bunny’s job, and a
very small amount of his salary went toward the group premium. No sweat.
We had access to the best doctors we could find. Once Bunny ran out of FMLA time and his
employer terminated him, we were in COBRA territory. COBRA is supposed to provide health insurance
without a gap—you pay the premium, and your coverage continues until the
insurance at your next job kicks in.
Sounds good, right? Ha!
I was acquainted with COBRA from changing jobs many years ago—it’s
expensive. Very expensive. For the exact same coverage we had before, we
now paid as much for health insurance as we did for our monthly mortgage
payment. I don’t consider it
“affordable” when you pay as much for the roof over your head as you do for
health insurance.
Not paying for COBRA wasn’t even an option: Bunny needed chemo and
blood transfusions. He got desperately
ill with the least provocation. Worrying
about the extra expense added to his already-anxious demeanor. I assured him that everything would be okay,
but he worried nonetheless: if we spent
all our money on medical care, there’d be nothing left for me once he was gone. At the time, we didn’t realize how little
time he had left, and he was prepared to continue treatment as long as there
was hope.
Finally, he hit upon a solution, borrowing a page from some of our
friends who’d done the same thing years earlier: if things got too bad, we
would divorce, and he could qualify for Medicaid and get medical care that
way. Knowing how much the whole
situation upset him, I agreed, but I thought to myself: how fucked up is it that people would be so worried about having health
care that they would dissolve an otherwise happy marriage? Then I started hearing stories from every
corner of the country about people who had done the exact same thing.
I’ve been on board for universal health care since way before
Hilary’s plan. I’ve always believed that
health care is a basic necessity that everyone should have. Socialized medicine? That label doesn’t bother me. When people need it, they should have access
to it, and it should truly be affordable.
I’d never discussed the issue with my daddy, other than in
passing. My daddy has worked in health
care his whole adult life, so he knows more about it than the average dad. He’s also maddeningly logical in his
thinking—kind of like Mr. Spock on Star
Trek. E-mails from him never took up
more than a few lines, so I was surprised a few weeks ago when he sent me a
draft of an e-mail he was sending to a friend who was losing her mind over
Obamacare. With his permission, I’m
reprinting it here:
**********************
"It growed like
Topsy”
I can remember the late 40s & early 50s, when the only wonder
drugs were the sulfa drugs (developed in the 30s), newly released penicillin
(if your doctor trusted it) and of course the patent medicine spectrum
(Hadacol) . Immunizations were the most visible sign of medical research. These
were affordable to even the poorest people.
Surgical procedures were primitive compared with those performed
today on a daily basis. In Louisiana, the Charity Hospital System (taxpayer
supported) provided care to anyone who could not afford (or was unafraid of the
"charity" stigma) and was willing to be treated. Most of the private
physicians in the state interned or completed residences in these facilities.
"Clinics" which were generally named for the physicians
in the practice and reflected their personal training and attitudes had become
available after the 30s as a result of the advent of medical-hospital insurance
schemes, which were participated in by union members, state governments,
enlightened employers and some individuals.
Transplants, implants and chemo were experimental and not
available except to the wealthiest.
Generally, outside of state-supported hospitals, if you could not
afford a specific treatment, you did not get it.
In sum, standardized medical care was a commodity which was not
available to everyone and 'Nature abhors a vacuum'
Thus, the impact of Medicare $ on this system brought forth
research, enhanced medical care, fraud, unnecessary treatment, unintended
consequences, etc. (another vacuum waiting to be filled).
Now we have "Obama Care" which will have both good and
ill consequences which are awaiting discovery.
Until we as a society are willing to honestly address the
fundamental issues (medical ethics - an oxymoron?), the cycle will continue.
How much medical care for everyone do we really want?
Although I am willing to drive a clunker rather than a Maserati,
am I willing to receive the same medical care as the poorest member of society?
Should there be an available difference?
How much morality do we want to inject into the issue? birth
control? abortions? pacemakers for 85 year olds regardless of mental/physical
condition, CAT Scans and MRIs for someone obviously about to die?
Do I want a friend on the "Death Panel"?
I'm sure you can add a few others, but as usual it all comes back
to $$, and a way to administer the system in such a way so as to please
everyone.
vox populi, vox dei
*********************************************
Thought-provoking, for sure—the
issues he raises could spark endless debates.
I was astonished that he could write so well! My e-mail back complimented him on the
content, and asked the burning questions: What
the hell is Topsy? And what does it have
to do with healthcare?
“It growed like Topsy,” it
turns out, is an arcane saying that developed after Uncle Tom’s Cabin was published.
Topsy was a character in the novel, and in the years following, "it
growed like Topsy" became a popular saying to describe something that grew
or increased by itself, without apparent design or intention. Daddy had been introduced to the saying by
his north-Louisiana cousins during childhood.
It was a new one on me, and on my (well-read) step-mother and (English
professor) step-sister, as well.
Maybe Obamacare isn’t
perfect, but it’s a step in the right direction. I’m sure it will evolve over time as the bugs
get worked out. I don’t have all the
answers, but I do know one thing: people should be able to pay a reasonable
amount for the opportunity to access health care.
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